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CHARTER BANK 2130 EUBANK BLVD NE
ALBUQUERQUE, 87112

2008 Mortgage Research	Cochran	Texas	US
Total Applications	2	1,561	8,348
Average Loan	$63.5k	$133.1k	$168.3k
Loan to Income Ratio	1.54	1.63	1.98
Subprime Loans	—	1.35%	2.18%
Refinancing Loans	50%	15.05%	33.54%
Principal Dwellings	100%	93.40%	91.64%
Rejected Applications	—	1.92%	12.19%

CHARTER BANK 2130 EUBANK BLVD NEALBUQUERQUE, 87112