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FLAGSTAR BANK 5151 CORPORATE DRIVE
TROY, 48098-2639

2008 Mortgage Research	Ketchikan Gateway	Alaska	US
Total Applications	18	373	236,148
Average Loan	$239.8k	$235.5k	$199.5k
Loan to Income Ratio	2.56	2.68	2.38
Subprime Loans	—	7.51%	10.42%
Refinancing Loans	33.33%	67.29%	52.12%
Principal Dwellings	88.89%	92.76%	89.91%
Rejected Applications	27.78%	19.57%	20.04%

FLAGSTAR BANK 5151 CORPORATE DRIVETROY, 48098-2639