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FLAGSTAR BANK 5151 CORPORATE DRIVE
TROY, 48098-2639

2008 Mortgage Research	Archuleta	Colorado	US
Total Applications	28	5,917	236,148
Average Loan	$211.7k	$226.6k	$199.5k
Loan to Income Ratio	2.95	2.38	2.38
Subprime Loans	3.57%	5.86%	10.42%
Refinancing Loans	60.71%	48.13%	52.12%
Principal Dwellings	78.57%	86.48%	89.91%
Rejected Applications	14.29%	15.55%	20.04%

FLAGSTAR BANK 5151 CORPORATE DRIVETROY, 48098-2639