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FLAGSTAR BANK 5151 CORPORATE DRIVE
TROY, 48098-2639

2008 Mortgage Research	Mccurtain	Oklahoma	US
Total Applications	11	1,215	236,148
Average Loan	$179.8k	$134.7k	$199.5k
Loan to Income Ratio	2.37	1.95	2.38
Subprime Loans	18.18%	16.63%	10.42%
Refinancing Loans	45.45%	47.24%	52.12%
Principal Dwellings	100%	92.67%	89.91%
Rejected Applications	9.09%	19.01%	20.04%

FLAGSTAR BANK 5151 CORPORATE DRIVETROY, 48098-2639