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FLAGSTAR BANK 5151 CORPORATE DRIVE
TROY, 48098-2639

2008 Mortgage Research Grand Utah US
Total Applications 29 2,876 236,148
Average Loan $199.4k $221.3k $199.5k
Loan to Income Ratio 2.41 2.43 2.38
Subprime Loans 3.45% 8.07% 10.42%
Refinancing Loans 48.28% 57.93% 52.12%
Principal Dwellings 82.76% 88.11% 89.91%
Rejected Applications 10.34% 14.46% 20.04%
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