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COMMUNITY BANK, N.A. 45-49 COURT STREET
CANTON, 13617-0509

2006 Mortgage Research Cattaraugus New York US
Total Applications 519 6,368 7,399
Average Loan $33.9k $44.3k $45.7k
Loan to Income Ratio 0.54 0.73 0.75
Subprime Loans 3.66% 3.74% 3.76%
Refinancing Loans 19.46% 20.84% 22.04%
Principal Dwellings 95.38% 91.33% 91.73%
Rejected Applications 11.95% 11.37% 11.73%