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COMMUNITY BANK, N.A. 45-49 COURT STREET
CANTON, 13617-0509

2006 Mortgage Research Schuyler New York US
Total Applications 66 6,368 7,399
Average Loan $67.4k $44.3k $45.7k
Loan to Income Ratio 1.20 0.73 0.75
Subprime Loans 3.03% 3.74% 3.76%
Refinancing Loans 24.24% 20.84% 22.04%
Principal Dwellings 84.85% 91.33% 91.73%
Rejected Applications 15.15% 11.37% 11.73%