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COMMUNITY BANK, N.A. 45-49 COURT STREET
CANTON, 13617-0509

2008 Mortgage Research Yates New York US
Total Applications 110 5,856 6,726
Average Loan $57.8k $49.4k $51.2k
Loan to Income Ratio 0.89 0.74 0.76
Subprime Loans 2.73% 10.18% 10.23%
Refinancing Loans 17.27% 15.59% 16.82%
Principal Dwellings 89.09% 93.12% 92.89%
Rejected Applications 12.73% 11.77% 12.06%
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