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GUARANTY BANK 8333 DOUGLAS AVENUE
DALLAS, 75225

2008 Mortgage Research	Howard	Arkansas	US
Total Applications	14	121	43,977
Average Loan	$124.9k	$131.3k	$211.0k
Loan to Income Ratio	2.26	2.09	2.19
Subprime Loans	—	—	—
Refinancing Loans	57.14%	30.58%	31.28%
Principal Dwellings	100%	97.52%	90.54%
Rejected Applications	—	—	3.20%

GUARANTY BANK 8333 DOUGLAS AVENUEDALLAS, 75225