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GUARANTY BANK 8333 DOUGLAS AVENUE
DALLAS, 75225

2008 Mortgage Research	Berrien	Georgia	US
Total Applications	7	3,292	43,977
Average Loan	$423.7k	$180.4k	$211.0k
Loan to Income Ratio	7.32	2.17	2.19
Subprime Loans	—	—	—
Refinancing Loans	28.57%	35.54%	31.28%
Principal Dwellings	100%	88.55%	90.54%
Rejected Applications	—	—	3.20%

GUARANTY BANK 8333 DOUGLAS AVENUEDALLAS, 75225