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GUARANTY BANK 8333 DOUGLAS AVENUE
DALLAS, 75225

2008 Mortgage Research	Crook	Oregon	US
Total Applications	51	1,801	43,977
Average Loan	$159.3k	$230.3k	$211.0k
Loan to Income Ratio	2.81	2.65	2.19
Subprime Loans	—	—	—
Refinancing Loans	33.33%	41.92%	31.28%
Principal Dwellings	84.31%	89.28%	90.54%
Rejected Applications	—	0.06%	3.20%

GUARANTY BANK 8333 DOUGLAS AVENUEDALLAS, 75225