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GUARANTY BANK 8333 DOUGLAS AVENUE
DALLAS, 75225

2008 Mortgage Research	Collin	Texas	US
Total Applications	735	8,946	43,977
Average Loan	$202.9k	$152.2k	$211.0k
Loan to Income Ratio	1.61	1.46	2.19
Subprime Loans	—	—	—
Refinancing Loans	15.24%	12.72%	31.28%
Principal Dwellings	94.97%	93.82%	90.54%
Rejected Applications	6.26%	10.05%	3.20%

GUARANTY BANK 8333 DOUGLAS AVENUEDALLAS, 75225