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GUARANTY BANK 8333 DOUGLAS AVENUE
DALLAS, 75225

2008 Mortgage Research	Adams	Washington	US
Total Applications	20	1,900	43,977
Average Loan	$131.4k	$259.6k	$211.0k
Loan to Income Ratio	2.86	2.53	2.19
Subprime Loans	—	—	—
Refinancing Loans	5%	50.32%	31.28%
Principal Dwellings	100%	83.47%	90.54%
Rejected Applications	—	—	3.20%

GUARANTY BANK 8333 DOUGLAS AVENUEDALLAS, 75225