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FIRST TRUST AND SAVINGS BANK 123 S MAIN STREET
WHEATLAND, 52777

2008 Mortgage Research	Clinton	Iowa	US
Total Applications	78	112	113
Average Loan	$93.3k	$86.2k	$85.9k
Loan to Income Ratio	0.92	0.92	0.92
Subprime Loans	28.21%	29.46%	29.20%
Refinancing Loans	74.36%	66.07%	66.37%
Principal Dwellings	80.77%	78.57%	78.76%
Rejected Applications	—	—	—

FIRST TRUST AND SAVINGS BANK 123 S MAIN STREETWHEATLAND, 52777