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PEOPLES EXCHANGE BANK PO BOX 4040
WINCHESTER, 40392-4040

2008 Mortgage Research	Bath	Kentucky	US
Total Applications	14	705	705
Average Loan	$74.9k	$103.9k	$103.9k
Loan to Income Ratio	0.83	1.41	1.41
Subprime Loans	21.43%	19.43%	19.43%
Refinancing Loans	42.86%	49.22%	49.22%
Principal Dwellings	57.14%	71.21%	71.21%
Rejected Applications	7.14%	4.40%	4.40%

PEOPLES EXCHANGE BANK PO BOX 4040WINCHESTER, 40392-4040