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FIRST NATIONAL BANK OF BYERS 505 MAIN
BYERS, 76357

2008 Mortgage Research	Clay	Texas	US
Total Applications	31	49	49
Average Loan	$46.8k	$62.9k	$62.9k
Loan to Income Ratio	0.85	0.90	0.90
Subprime Loans	51.61%	44.90%	44.90%
Refinancing Loans	—	4.08%	4.08%
Principal Dwellings	70.97%	55.10%	55.10%
Rejected Applications	19.35%	12.24%	12.24%

FIRST NATIONAL BANK OF BYERS 505 MAINBYERS, 76357