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BANK FORWARD 390 WHEAT STREET, PO BOX 100
HANNAFORD, 58448

2008 Mortgage Research	Eddy	North Dakota	US
Total Applications	4	164	329
Average Loan	$47.5k	$88.1k	$124.7k
Loan to Income Ratio	0.18	0.83	1.35
Subprime Loans	—	20.73%	20.06%
Refinancing Loans	25%	34.76%	44.38%
Principal Dwellings	75%	77.44%	72.04%
Rejected Applications	—	—	—

BANK FORWARD 390 WHEAT STREET, PO BOX 100HANNAFORD, 58448