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FIRSTBANK-ALMA 311 WOODWORTH AVE
ALMA, 48801

2008 Mortgage Research	Gratiot	Michigan	US
Total Applications	82	117	118
Average Loan	$34.3k	$34.2k	$34.2k
Loan to Income Ratio	0.50	0.44	0.45
Subprime Loans	20.73%	15.38%	15.25%
Refinancing Loans	64.63%	66.67%	66.10%
Principal Dwellings	98.78%	98.29%	98.31%
Rejected Applications	—	—	—

FIRSTBANK-ALMA 311 WOODWORTH AVEALMA, 48801