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THE PARK NATIONAL BANK 50 N THIRD STREET
NEWARK, 43055

2008 Mortgage Research	Ashland	Ohio	US
Total Applications	129	3,802	3,903
Average Loan	$67.4k	$102.1k	$103.2k
Loan to Income Ratio	1.25	1.31	1.31
Subprime Loans	25.58%	8.97%	8.74%
Refinancing Loans	50.39%	47.84%	46.76%
Principal Dwellings	86.82%	86.72%	86.63%
Rejected Applications	13.18%	18.41%	18.63%

THE PARK NATIONAL BANK 50 N THIRD STREETNEWARK, 43055