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MERCHANTS & FARMERS BANK P.O. BOX 520
KOSCIUSKO, 39090

2008 Mortgage Research Holmes Mississippi US
Total Applications 63 1,702 2,060
Average Loan $36.1k $103.0k $106.9k
Loan to Income Ratio 0.84 0.89 0.91
Subprime Loans 34.92% 26.85% 24.76%
Refinancing Loans 41.27% 60.87% 59.32%
Principal Dwellings 85.71% 71.45% 72.38%
Rejected Applications 41.27% 9.05% 11.07%
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