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BRANCH BANKING AND TRUST CO 2713 FOREST HILLS ROAD
WILSON, 27893-4432

2008 Mortgage Research	Boone	Arkansas	US
Total Applications	47	309	138,340
Average Loan	$145.9k	$140.9k	$167.9k
Loan to Income Ratio	—	4.26	1.59
Subprime Loans	—	0.32%	7.86%
Refinancing Loans	68.09%	47.90%	48.70%
Principal Dwellings	100%	90.94%	85.47%
Rejected Applications	—	—	17.94%

BRANCH BANKING AND TRUST CO 2713 FOREST HILLS ROADWILSON, 27893-4432