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BRANCH BANKING AND TRUST CO 2713 FOREST HILLS ROAD
WILSON, 27893-4432

2008 Mortgage Research	Baldwin	Georgia	US
Total Applications	77	11,185	138,340
Average Loan	$191.6k	$170.8k	$167.9k
Loan to Income Ratio	1.90	1.58	1.59
Subprime Loans	7.79%	6.88%	7.86%
Refinancing Loans	57.14%	49.90%	48.70%
Principal Dwellings	75.32%	84.14%	85.47%
Rejected Applications	24.68%	22.83%	17.94%

BRANCH BANKING AND TRUST CO 2713 FOREST HILLS ROADWILSON, 27893-4432