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BRANCH BANKING AND TRUST CO 2713 FOREST HILLS ROAD
WILSON, 27893-4432

2008 Mortgage Research	Clark	Illinois	US
Total Applications	15	1,118	138,340
Average Loan	$104.5k	$175.7k	$167.9k
Loan to Income Ratio	—	2.30	1.59
Subprime Loans	—	—	7.86%
Refinancing Loans	46.67%	50.63%	48.70%
Principal Dwellings	86.67%	92.93%	85.47%
Rejected Applications	—	0.36%	17.94%

BRANCH BANKING AND TRUST CO 2713 FOREST HILLS ROADWILSON, 27893-4432