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BRANCH BANKING AND TRUST CO 2713 FOREST HILLS ROAD
WILSON, 27893-4432

2008 Mortgage Research	Clay	Indiana	US
Total Applications	29	3,562	138,340
Average Loan	$135.7k	$133.1k	$167.9k
Loan to Income Ratio	—	1.44	1.59
Subprime Loans	—	0.76%	7.86%
Refinancing Loans	48.28%	51.09%	48.70%
Principal Dwellings	100%	94.75%	85.47%
Rejected Applications	—	1.91%	17.94%

BRANCH BANKING AND TRUST CO 2713 FOREST HILLS ROADWILSON, 27893-4432