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BRANCH BANKING AND TRUST CO 2713 FOREST HILLS ROAD
WILSON, 27893-4432

2008 Mortgage Research	Dubuque	Iowa	US
Total Applications	140	231	138,340
Average Loan	$162.2k	$158.3k	$167.9k
Loan to Income Ratio	—	2.53	1.59
Subprime Loans	—	—	7.86%
Refinancing Loans	54.29%	52.81%	48.70%
Principal Dwellings	98.57%	96.10%	85.47%
Rejected Applications	—	0.43%	17.94%

BRANCH BANKING AND TRUST CO 2713 FOREST HILLS ROADWILSON, 27893-4432