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BRANCH BANKING AND TRUST CO 2713 FOREST HILLS ROAD
WILSON, 27893-4432

2006 Mortgage Research Berkeley West Virginia US
Total Applications 695 8,366 98,926
Average Loan $110.4k $82.2k $151.9k
Loan to Income Ratio 1.40 1.09 1.29
Subprime Loans 3.17% 6.29% 4.04%
Refinancing Loans 51.65% 43.82% 43.38%
Principal Dwellings 89.93% 88.88% 84.01%
Rejected Applications 13.24% 17.92% 13.01%