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MIDSOUTH BANK, N.A. 242 E. BARBOUR STREET
EUFAULA, 36027

2008 Mortgage Research	Barbour	Alabama	US
Total Applications	25	162	181
Average Loan	$118.9k	$129.0k	$139.0k
Loan to Income Ratio	0.97	0.77	0.75
Subprime Loans	28%	33.33%	32.60%
Refinancing Loans	44%	41.98%	41.44%
Principal Dwellings	84%	62.35%	60.22%
Rejected Applications	12%	6.79%	6.08%

MIDSOUTH BANK, N.A. 242 E. BARBOUR STREETEUFAULA, 36027