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FIRST INT'L BANK & TRUST 1705 2ND AVE SW
MINOT, 58701

2008 Mortgage Research	Cass	North Dakota	US
Total Applications	208	451	536
Average Loan	$170.4k	$135.9k	$141.5k
Loan to Income Ratio	1.61	1.24	1.21
Subprime Loans	3.85%	14.63%	12.87%
Refinancing Loans	49.52%	43.02%	46.46%
Principal Dwellings	87.98%	84.04%	83.21%
Rejected Applications	7.69%	6.65%	6.72%

FIRST INT'L BANK & TRUST 1705 2ND AVE SWMINOT, 58701