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FIRST INT'L BANK & TRUST 1705 2ND AVE SW
MINOT, 58701

2008 Mortgage Research	Dunn	North Dakota	US
Total Applications	1	451	536
Average Loan	$265.0k	$135.9k	$141.5k
Loan to Income Ratio	1.43	1.24	1.21
Subprime Loans	—	14.63%	12.87%
Refinancing Loans	100%	43.02%	46.46%
Principal Dwellings	100%	84.04%	83.21%
Rejected Applications	—	6.65%	6.72%

FIRST INT'L BANK & TRUST 1705 2ND AVE SWMINOT, 58701