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HAPPY STATE BANK 5100 COULTER ROAD
AMARILLO, 79119

2008 Mortgage Research	Dallam	Texas	US
Total Applications	6	663	670
Average Loan	$88.7k	$119.0k	$119.8k
Loan to Income Ratio	0.74	1.28	1.28
Subprime Loans	—	7.69%	7.61%
Refinancing Loans	33.33%	26.85%	26.87%
Principal Dwellings	50%	82.96%	82.54%
Rejected Applications	16.67%	5.73%	5.67%

HAPPY STATE BANK 5100 COULTER ROADAMARILLO, 79119