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HAPPY STATE BANK 5100 COULTER ROAD
AMARILLO, 79119

2008 Mortgage Research	Hemphill	Texas	US
Total Applications	3	663	670
Average Loan	$281.7k	$119.0k	$119.8k
Loan to Income Ratio	0.80	1.28	1.28
Subprime Loans	33.33%	7.69%	7.61%
Refinancing Loans	33.33%	26.85%	26.87%
Principal Dwellings	100%	82.96%	82.54%
Rejected Applications	33.33%	5.73%	5.67%

HAPPY STATE BANK 5100 COULTER ROADAMARILLO, 79119