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THE CITIZENS NATIONAL BANK 417 COMMERCIAL, P.O. BOX 309
GREENLEAF, 66943

2008 Mortgage Research	Jewell	Kansas	US
Total Applications	1	118	121
Average Loan	$95.0k	$69.1k	$71.5k
Loan to Income Ratio	1.98	1.12	1.09
Subprime Loans	—	32.20%	31.41%
Refinancing Loans	100%	28.81%	28.93%
Principal Dwellings	100%	90.68%	90.08%
Rejected Applications	—	18.64%	18.18%

THE CITIZENS NATIONAL BANK 417 COMMERCIAL, P.O. BOX 309GREENLEAF, 66943