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BANCORPSOUTH BANK P O BOX 789
TUPELO, 38802-0789

2008 Mortgage Research	Calhoun	Mississippi	US
Total Applications	154	9,164	20,302
Average Loan	$35.6k	$127.6k	$134.6k
Loan to Income Ratio	0.49	1.05	1.04
Subprime Loans	41.56%	14.52%	12.68%
Refinancing Loans	72.73%	61.75%	59.19%
Principal Dwellings	69.48%	76.17%	71.31%
Rejected Applications	10.39%	10.86%	9.47%

BANCORPSOUTH BANK P O BOX 789TUPELO, 38802-0789