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BREMER BANK NA (ST CLOUD) 1100 ST GERMAIN
ST CLOUD, 56301-3408

2008 Mortgage Research	Benton	Minnesota	US
Total Applications	94	513	520
Average Loan	$133.0k	$158.5k	$158.2k
Loan to Income Ratio	1.56	1.56	1.56
Subprime Loans	4.26%	5.07%	5%
Refinancing Loans	54.26%	53.22%	52.69%
Principal Dwellings	96.81%	90.25%	90%
Rejected Applications	12.77%	6.82%	6.73%

BREMER BANK NA (ST CLOUD) 1100 ST GERMAINST CLOUD, 56301-3408