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THE POCA VALLEY BANK PO BOX 56
WALTON, 25286

2006 Mortgage Research Calhoun West Virginia US
Total Applications 9 462 468
Average Loan $61.4k $66.4k $66.7k
Loan to Income Ratio 1.89 1.32 1.31
Subprime Loans 44.44% 34.85% 34.40%
Refinancing Loans 22.22% 35.71% 35.90%
Principal Dwellings 88.89% 90.26% 90.17%
Rejected Applications 11.11% 19.48% 19.23%