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FRONTIER BANK 301 FIRST AVENUE
ROCK RAPIDS, 51246-0551

2008 Mortgage Research	Lyon	Iowa	US
Total Applications	35	38	61
Average Loan	$83.0k	$84.9k	$151.6k
Loan to Income Ratio	1.46	1.49	1.58
Subprime Loans	—	—	—
Refinancing Loans	40%	42.11%	37.70%
Principal Dwellings	94.29%	94.74%	88.52%
Rejected Applications	17.14%	18.42%	19.67%

FRONTIER BANK 301 FIRST AVENUEROCK RAPIDS, 51246-0551