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WACHOVIA MORTGAGE FSB 301 S COLLEGE ST
CHARLOTTE, 28202

2008 Mortgage Research Contra Costa California US
Total Applications 3,745 66,872 240,295
Average Loan $415.7k $414.1k $298.7k
Loan to Income Ratio 2.68 2.59 2.09
Subprime Loans 3.55% 6.42% 5.24%
Refinancing Loans 71.16% 73.12% 66.15%
Principal Dwellings 84.49% 81.68% 81.80%
Rejected Applications 27.85% 28.46% 28.46%
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