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WACHOVIA MORTGAGE FSB 301 S COLLEGE ST
CHARLOTTE, 28202

2008 Mortgage Research	Fresno	California	US
Total Applications	1,251	66,872	240,295
Average Loan	$218.5k	$414.1k	$298.7k
Loan to Income Ratio	1.77	2.59	2.09
Subprime Loans	4.24%	6.42%	5.24%
Refinancing Loans	72.50%	73.12%	66.15%
Principal Dwellings	75.30%	81.68%	81.80%
Rejected Applications	27.50%	28.46%	28.46%

WACHOVIA MORTGAGE FSB 301 S COLLEGE STCHARLOTTE, 28202