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WACHOVIA MORTGAGE FSB 301 S COLLEGE ST
CHARLOTTE, 28202

2008 Mortgage Research Monterey California US
Total Applications 906 66,872 240,295
Average Loan $448.6k $414.1k $298.7k
Loan to Income Ratio 2.59 2.59 2.09
Subprime Loans 4.75% 6.42% 5.24%
Refinancing Loans 76.27% 73.12% 66.15%
Principal Dwellings 77.92% 81.68% 81.80%
Rejected Applications 24.61% 28.46% 28.46%
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