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WACHOVIA MORTGAGE FSB 301 S COLLEGE ST
CHARLOTTE, 28202

2008 Mortgage Research	Napa	California	US
Total Applications	427	66,872	240,295
Average Loan	$461.1k	$414.1k	$298.7k
Loan to Income Ratio	2.88	2.59	2.09
Subprime Loans	3.04%	6.42%	5.24%
Refinancing Loans	80.56%	73.12%	66.15%
Principal Dwellings	80.56%	81.68%	81.80%
Rejected Applications	26.00%	28.46%	28.46%

WACHOVIA MORTGAGE FSB 301 S COLLEGE STCHARLOTTE, 28202