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Santa Barbara
WACHOVIA MORTGAGE FSB
301 S COLLEGE ST
CHARLOTTE, 28202
2008 Mortgage Research
Santa Barbara
California
US
Total Applications
798
66,872
240,295
Average Loan
$545.2k
$414.1k
$298.7k
Loan to Income Ratio
2.78
2.59
2.09
Subprime Loans
6.02%
6.42%
5.24%
Refinancing Loans
72.18%
73.12%
66.15%
Principal Dwellings
79.57%
81.68%
81.80%
Rejected Applications
26.07%
28.46%
28.46%
CALIFORNIA Mortgage Rates
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30 Years Fixed
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15 Years Fixed
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5/1 ARM
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