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WACHOVIA MORTGAGE FSB 301 S COLLEGE ST
CHARLOTTE, 28202

2008 Mortgage Research	Ventura	California	US
Total Applications	1,359	66,872	240,295
Average Loan	$410.3k	$414.1k	$298.7k
Loan to Income Ratio	2.73	2.59	2.09
Subprime Loans	5.96%	6.42%	5.24%
Refinancing Loans	75.42%	73.12%	66.15%
Principal Dwellings	86.68%	81.68%	81.80%
Rejected Applications	25.09%	28.46%	28.46%

WACHOVIA MORTGAGE FSB 301 S COLLEGE STCHARLOTTE, 28202