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WACHOVIA MORTGAGE FSB 301 S COLLEGE ST
CHARLOTTE, 28202

2008 Mortgage Research Columbia Georgia US
Total Applications 372 9,701 240,295
Average Loan $169.1k $208.8k $298.7k
Loan to Income Ratio 2.01 1.80 2.09
Subprime Loans 1.34% 2.24% 5.24%
Refinancing Loans 44.35% 56.61% 66.15%
Principal Dwellings 92.74% 85.89% 81.80%
Rejected Applications 9.95% 23.49% 28.46%
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