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WACHOVIA MORTGAGE FSB 301 S COLLEGE ST
CHARLOTTE, 28202

2008 Mortgage Research	Bergen	New Jersey	US
Total Applications	1,435	15,295	240,295
Average Loan	$413.2k	$311.1k	$298.7k
Loan to Income Ratio	2.30	2.08	2.09
Subprime Loans	7.25%	4.76%	5.24%
Refinancing Loans	74.15%	70.35%	66.15%
Principal Dwellings	92.68%	87.00%	81.80%
Rejected Applications	33.66%	29.63%	28.46%

WACHOVIA MORTGAGE FSB 301 S COLLEGE STCHARLOTTE, 28202