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WACHOVIA MORTGAGE FSB 301 S COLLEGE ST
CHARLOTTE, 28202

2008 Mortgage Research	Albemarle	Virginia	US
Total Applications	123	11,344	240,295
Average Loan	$302.2k	$258.4k	$298.7k
Loan to Income Ratio	2.25	2.15	2.09
Subprime Loans	1.63%	2.42%	5.24%
Refinancing Loans	60.16%	66.79%	66.15%
Principal Dwellings	94.31%	87.74%	81.80%
Rejected Applications	11.38%	23.53%	28.46%

WACHOVIA MORTGAGE FSB 301 S COLLEGE STCHARLOTTE, 28202