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WORLD SAVINGS BANK, FSB 301 S COLLEGE ST
CHARLOTTE, 28202

2006 Mortgage Research Placer California US
Total Applications 1,458 168,183 290,019
Average Loan $359.9k $346.8k $302.7k
Loan to Income Ratio 2.72 2.95 2.57
Subprime Loans 0.89% 1.59% 1.99%
Refinancing Loans 67.76% 73.92% 72.95%
Principal Dwellings 83.95% 85.90% 85.03%
Rejected Applications 14.13% 13.87% 16.35%