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WORLD SAVINGS BANK, FSB 301 S COLLEGE ST
CHARLOTTE, 28202

2006 Mortgage Research San Luis Obispo California US
Total Applications 916 168,183 290,019
Average Loan $371.5k $346.8k $302.7k
Loan to Income Ratio 2.84 2.95 2.57
Subprime Loans 1.42% 1.59% 1.99%
Refinancing Loans 69.87% 73.92% 72.95%
Principal Dwellings 80.90% 85.90% 85.03%
Rejected Applications 12.77% 13.87% 16.35%