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WORLD SAVINGS BANK, FSB 301 S COLLEGE ST
CHARLOTTE, 28202

2006 Mortgage Research Santa Clara California US
Total Applications 7,920 168,183 290,019
Average Loan $438.6k $346.8k $302.7k
Loan to Income Ratio 3.19 2.95 2.57
Subprime Loans 0.87% 1.59% 1.99%
Refinancing Loans 72.26% 73.92% 72.95%
Principal Dwellings 85.38% 85.90% 85.03%
Rejected Applications 11.70% 13.87% 16.35%