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FIRST UNITED BANK 5802 W. 4TH STREET
LUBBOCK, 79416-4100

2008 Mortgage Research	Bailey	Texas	US
Total Applications	16	422	441
Average Loan	$45.2k	$111.7k	$112.0k
Loan to Income Ratio	1.10	0.68	0.60
Subprime Loans	31.25%	19.43%	19.05%
Refinancing Loans	25%	18.25%	18.14%
Principal Dwellings	62.50%	63.51%	61.90%
Rejected Applications	12.50%	10.43%	9.98%

FIRST UNITED BANK 5802 W. 4TH STREETLUBBOCK, 79416-4100