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CITIZENS NATIONAL BANK 620 BROADWAY
PAINTSVILLE, 41240

2008 Mortgage Research	Breathitt	Kentucky	US
Total Applications	11	684	830
Average Loan	$50.6k	$98.4k	$91.5k
Loan to Income Ratio	1.08	1.29	1.24
Subprime Loans	—	9.06%	7.83%
Refinancing Loans	—	42.98%	37.11%
Principal Dwellings	100%	91.52%	92.77%
Rejected Applications	9.09%	8.92%	9.76%

CITIZENS NATIONAL BANK 620 BROADWAYPAINTSVILLE, 41240